Whether it is Term Life Insurance or PermanentLife Insurance, our experienced insurance professionals will help you develop a complete plan that will protect you, your family, assets and business.

SaveOnTerms.com is an independent life insurance brokerage which means we’re not employed or contracted with any one insurance company. We are contracted independently with many life insurance companies which allow us to sell their products to consumers. The life insurance companies compensate independent agents by way of a commission or percentage of premium that has absolutely no bearing on the cost of your term life insurance policy.

Our SaveOnTerms.com online term life insurance quotation system is updated every single month with rates from only A or above rated life insurance companies across the country ranked in order of least expensive to most expensive based on the information you enter. These prices are set by the life insurance companies and are in no way determined by any agent or broker.

We offer personal level of service you will not find anywhere else. We’re told that our extraordinary level of customer service and dedication to consumers is what sets us apart. A large part of our business comes by way of referral and that says more to us than anything else.

We also specialize in high risk cases. We have provided coverage for people who generally are hard to insure through normal underwriting.